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Candor

Run your money on autopilot with the AI agent you already use.

Candor connects your accounts and gives your agent everything it needs to watch your money, catch what's leaking, and fix it.

Works with Claude, OpenClaw, Hermes, ChatGPT, and any capable agent. Free for 7 days · read-only · bank-grade encryption · cancel anytime.

ChatGPT
Using CandorReviewing recurring charges
I found two Netflix memberships billing you $15.49 each. Canceling the duplicate would put about$186 a year back. Want me to take care of it?
yes, cancel it
Using browserCanceling the duplicate membership
Using CandorSaving confirmation and watching the next statement
All done. Netflix confirmed the cancellation. You’ll keep access through the current billing period, and I’ll check next month that the extra charge is gone.
  • $1,100refunded from overlapping subscriptions
  • $2,200/yrin cash earning next to nothing
  • $500/yron one subscription paid twice
  • $120in double charges never refunded
  • $990/yrin card fees against unused benefits
  • $97/moon a cloud bill that crept all year
  • $24,886found to offset capital gains at tax time

Real finds from real connected accounts.

One clean setup, then your agent takes over.

No dashboard to check. You talk to your agent like you already do, and the first finding usually lands in minutes.

01

Create your account

Sign up on Candor and choose your plan. You see the price and trial terms before checkout.

02

Connect your accounts

Link accounts through a bank-grade, read-only connection, or import records through your agent later.

03

Hand it to your agent

Copy one START.md message. Your agent installs Candor, asks you to approve its access, and gets to work.

What your agent gets: the financial brain

Live records

Every connected account, organized and queryable, with the transactions behind every number.

Finance skills

Proven methods for finding leaks, right-sizing bills, timing debt, and tracking goals.

Real tools

A CLI and MCP tools built for agents, so yours works from clean data instead of screenshots.

Memory that lasts

Budgets, goals, and every decision, kept across sessions. A new agent picks up where the last one left off.

Small leaks, real money.

Your agent catches the leak and shows you the receipt.

Reviewing your statement+$1,182/yrfound
Whole Foods
Jun 24
$84.20
Netflix
billed twiceJun 23
$15.49+$276/yr
Same plan, billed twice since March.
Spotify
Jun 22
$11.99
Comcast
up 22%Jun 21
$74.99+$168/yr
Your bill quietly crept up 22% this year.
Shell
Jun 20
$58.00
Chase savings
earning 0.01%0.01% APY
$8,200+$312/yr
$8,200 sitting at 0.01%, barely earning.
Amazon
Jun 19
$42.10
Planet Fitness
unusedJun 18
$39.00+$240/yr
No visits since January, still paying.
Verizon
Jun 18
$90.00
Notion AI
trial ends FriJun 17
$0.00+$96/yr
Free trial converts to paid this Friday.
Costco
Jun 17
$128.40
Audible
unused 5moJun 16
$14.95+$90/yr
Two credits unused for five months.
Lyft
Jun 16
$18.60
Target
Jun 15
$63.20
DoorDash
Jun 15
$41.30

Example finds. Yours depend on your accounts.

It doesn't stop at the statement.

Claude
You have $1,140 of FSA money expiring soon. I found $860 of receipts in your inbox. Want me to submit the claims?
Your phone plan already includes the streaming service you pay for separately. That's $186 a year for something you already have. I drafted the cancellation.
Your bank charged a $35 fee it usually waives for accounts like yours. I wrote the request. Send it?

Everything else leaves the work to you.

Budgeting apps show you where the money went. You still do all the work.

AI money apps hand your money to someone else's bot. It works for them, not for you.

Advisors charge 1% of everything for two meetings a year. On $200,000, that's $2,000 a year.

With Candor, your agent just does the work.

It works in the background and brings you only the decisions that need you. And it never forgets: your records, budgets, and choices live in Candor, so a brand-new agent picks up right where the last one left off.

No new app. No second agent to manage. Your agent just gets great with money.

Start for free

Free for 7 days · one paid plan · current terms shown before checkout · cancel anytime

Works with Claude, OpenClaw, Hermes, ChatGPT, and any capable agent.

Your agent does the homework without taking control.

Your agent can find the problem, help with the next step, and check the result. Candor never moves your money, and you choose what your agent can read.

Always read-only
Candor can read the accounts you connect. It can't move money, pay bills, trade, or change anything at your bank.
Your logins stay private
Your bank login stays with the connection provider. Candor and your agent never see it.
You stay in control
Every read is logged and visible. Disconnect accounts, revoke access, export your data, or delete your Candor data anytime.
Your data isn't the product
Never sold, never used to train models. No ads. You're the customer.

Read the trust model

Your accounts

Read-only
Chase•• 4821Connected
Fidelity•• 9930Connected

Your agent’s access

Approved read-only access

Last read 2 hours ago. Access is logged.

Questions before you connect.

You connect accounts only after you approve agent access and start your Candor subscription. You can disconnect, export, or delete anytime.

What is Candor?

Candor is the financial workspace that lets the AI agent you already use run your money on autopilot. It connects your accounts, keeps your records, budgets, goals, and decisions organized, and teaches your agent the methods of a good financial operator. You keep talking to your agent. Candor is what makes it good with money.

What does running my money on autopilot mean?

Your agent watches your accounts through Candor, catches problems like duplicate charges and idle cash, and follows through on what you approve. It remembers every decision and brings you only the calls that need you.

How much does Candor cost?

Candor has one Personal plan starting at $8.25 per month on the annual plan ($99/year). Also available: $14.99/month. The free trial lasts 7 days; billing starts after the trial. All billing options and the exact charge are shown before Checkout. Cancel anytime by opening Candor’s Manage billing link and completing cancellation in Stripe’s billing portal. Candor has no ads and does not sell your data. You’re the customer, not the product.

Which agents work with Candor?

Any capable agent, hosted or self-hosted: Claude, OpenClaw, Hermes, ChatGPT, and others. If it can read a link or run a terminal, it can work in Candor.

My agent already has finance features. Why Candor?

Built-in finance features give your agent a snapshot it forgets. Candor is permanent: clean records across all your accounts, budgets and goals it actually sticks to, math you can check against the real transactions, and a memory of every decision that survives new sessions and even a new agent.

When does my agent actually check?

Whenever you talk to it, and on whatever schedule you give it. Candor shows your agent how to set up its own recurring check-in, and gives it a quick anything-need-attention read to run each time. Nothing happens that you didn't set up.

Can Candor move money or change my accounts?

No. Candor is read-only for external financial actions. It doesn't move money, pay bills, trade, open accounts, cancel subscriptions, or change anything at your bank. Your agent can act on what Candor finds, using its own tools, with your permission.

Do you store my bank password?

No. You connect through a secure account-linking provider. Candor and your agent never see or store your bank login.

Do you train models on my financial data?

No. Candor doesn't sell your data, run ads, or train models on it. Your data does one job: keeping your agent's picture of your money current.

What happens if I switch agents?

That's half the point. Your records, budgets, goals, notes, and history live in Candor, not inside any one assistant's memory. Switch agents whenever you like. The new one picks up exactly where the old one left off.

Ready to put your money on autopilot?

One good catch can pay for the whole year.

Start for free

Free for 7 days · one paid plan · current terms shown before checkout · cancel anytime

Candor is read-only. Bank-grade encryption. Your agent only acts with your permission.